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Commercial Insurance Services

Any quotation for Auto Insurance is based on the information you provide with your Request for Quotation (RFQ) below. Should you accept a quotation, the information you provide in your RFQ will be verified. In the event that the information is incomplete or inaccurate, the Insurer reserves the right to revise the premium accordingly or withdraw coverage, if coverage has been bound. If the Insurer is required to withdraw coverage under these circumstances, you may encounter difficulty in obtaining coverage in the future.

Prior to binding coverage, you may be requested to provide the following documentation:

Current Driver Abstract – 3 Year Statement of Driving Record for each driver. Driver Abstracts are available from a Ministry of Transportation – Driver and Vehicle Licensing Office or ServiceOntario Kiosk near you or online at for a nominal cost.

Loss experience letter(s) from the prior insurer(s) covering the past 6 years, with no coverage breaks.

Client Consent Form (available from our office) authorizing Waddell Insurance to act as your exclusive Broker and to release personal information for the purpose of securing requested insurance products and services.

Commercial Insurance:

  • Commercial Auto/Fleets
  • Commercial Property
  • Boiler & Machinery – Electrical Apparatus 
  • Commercial General Liability – Worldwide
  • Product Liability – Worldwide
  • Directors & Officers (profit & non-profit organizations)
  • Professional Liability (Errors & Omissions)
  • Umbrella Liability
  • Excess Liability


Business Interruption 
•    Loss of income
•    Extra Expense


•    Impairment Liability
•    Storage Tank System Third Party Liability and Clean-Up 
•    Lender Environmental Collateral Protection & Liability
•    Contractor’s Pollution Liability
•    Professional Policies



  • Surety / Fidelity Bonds – Canada / USA
  • Cyber Risk (1st and 3rd party)
  • Credit Insurance
  • Hole–in-One
  • Special Events Liability


Transportation Division

  • Fleet, Cargo Insurance – Canada, USA
  • Garage
  • Commercial General Liability
  • Surety Bonds
  • Fuel Tax and Specialty Bonds


Industry Specializations

  • Long Haul Trucking
  • Manufacturing
  • Distributors
  • Contractors
  • Offices
  • Real Estate
  • Automobile Fleets
  • Marine and Rail
  • Marine Cargo
  • Retail
  • Transportation, Inland/Ocean
  • Warehousing
  • Warehouse Logistics
  • Workers Compensation – USA

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Transportation Division

Industry Specializations


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